Mortgage Loan Officer

Job Reference: 31187-Mortgage loan officer
Company: RecruitArab - recruiter
Industry: Retail
Job Title: Mortgage Loan Officer
Location: Sharjah, UAE
Employment Type: Full-Time
Closing Date: 2024-09-11

Job Description:

We are seeking a motivated and detail-oriented Mortgage Loan Officer to join our retail banking team in Sharjah. The ideal candidate will be responsible for guiding clients through the mortgage loan process, from initial consultation to loan closing. You will leverage your knowledge of the mortgage industry, financial products, and customer service to build lasting relationships with clients and assist them in achieving their home ownership goals.

Key Responsibilities:

- Client Consultation: Meet with clients to assess their financial needs, explain mortgage products, and recommend suitable options based on their individual circumstances.

- Loan Application Process: Assist clients in completing loan applications and gathering necessary documentation. Ensure all paperwork is accurate and complete for timely processing.

- Credit Analysis: Evaluate clients' credit history and financial status to determine their eligibility for various mortgage products. Provide recommendations for improving creditworthiness when necessary.

- Product Knowledge: Maintain a thorough understanding of mortgage products, interest rates, and market trends to effectively advise clients and address their questions.

- Relationship Management: Build and maintain strong relationships with clients, real estate agents, and other stakeholders. Act as a trusted advisor throughout the mortgage process.

- Compliance and Regulations: Ensure all loan transactions comply with relevant laws, regulations, and company policies. Stay updated on changes in mortgage regulations to provide accurate advice.

- Loan Processing: Collaborate with internal teams, including underwriting and closing departments, to ensure timely loan approvals and closings.

- Sales and Marketing: Actively promote mortgage products and services to potential clients, generating leads through networking, referrals, and community events.

- Customer Service: Address client inquiries and concerns promptly and professionally, ensuring a high level of customer satisfaction throughout the mortgage process.

Qualifications:

- Bachelor’s degree in finance, business administration, or a related field is preferred.
- Minimum of 3 years of experience in mortgage lending or related financial services.
- Strong knowledge of mortgage products, underwriting criteria, and regulatory requirements.
- Excellent communication and interpersonal skills, with the ability to build rapport with clients and stakeholders.
- Proven sales skills with a track record of meeting or exceeding targets.
- Strong analytical skills and attention to detail.
- Ability to work independently and manage multiple clients and tasks simultaneously.
- Proficiency in mortgage software and Microsoft Office Suite.

Why Join Us?

- Competitive salary and commission structure.
- Comprehensive training and professional development opportunities.
- Supportive and dynamic work environment.
- Opportunity to make a meaningful impact in the community by helping clients achieve their home ownership dreams.

Application Process:

Interested candidates are invited to send their CV and a cover letter detailing their experience and qualifications to apply@emiratesrecruiter.com by the closing date of 2024-09-11.

We are an equal opportunity employer and welcome applications from all qualified individuals. We look forward to reviewing your application!


Please inculde this job reference [31187-Mortgage loan officer] in the email when you send your application.

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