Loan Officer
Job Reference: 30689-Loan officer
Company: RecruitArab - recruiter
Industry: Transportation and Logistics
Job Title: Loan Officer - Transportation and Logistics
Location: Sharjah, United Arab Emirates
Job Type: Full-Time
Closing Date: 2024-09-13
Email for Applications: apply@emiratesrecruiter.com
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Job Summary:
We are seeking a highly motivated and detail-oriented Loan Officer to join our dynamic team in Sharjah, specializing in the Transportation and Logistics sector. The ideal candidate will possess a strong understanding of financial products and services, exceptional analytical skills, and a passion for helping clients secure the financing they need to grow their businesses. As a Loan Officer, you will be responsible for evaluating loan applications, providing financial advice, and building relationships with clients to facilitate their financial needs.
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Key Responsibilities:
- Loan Application Review: Evaluate and analyze loan applications for individuals and businesses in the transportation and logistics industry, ensuring compliance with company policies and regulatory requirements.
- Client Consultation: Meet with clients to discuss their financial needs, assess their eligibility for various loan products, and provide tailored recommendations based on their business goals.
- Financial Analysis: Conduct thorough financial analysis of applicants, including credit evaluation, risk assessment, cash flow analysis, and collateral review to determine the feasibility of lending.
- Documentation Management: Ensure that all required documentation is collected, verified, and submitted in a timely manner, maintaining accurate records throughout the lending process.
- Relationship Building: Develop and maintain strong relationships with clients, industry partners, and financial institutions to facilitate ongoing business opportunities and referrals.
- Market Research: Stay informed about market trends, economic conditions, and regulatory changes affecting the transportation and logistics sector to better serve clients and improve loan offerings.
- Sales and Marketing: Actively promote loan products and services to potential clients through networking, presentations, and participation in industry events.
- Customer Service: Provide excellent customer service throughout the loan process, addressing any concerns or inquiries promptly and professionally.
- Reporting: Prepare and present reports on loan performance, client feedback, and market conditions to management for strategic decision-making.
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Qualifications:
- Bachelor’s degree in Finance, Business Administration, Economics, or a related field.
- A minimum of 3 to 5 years of experience as a Loan Officer or in a similar role within the financial services industry, preferably in transportation and logistics.
- Strong understanding of financial analysis, credit evaluation, and risk management.
- Excellent communication and interpersonal skills, with the ability to build rapport with clients and stakeholders.
- Proficient in financial software and Microsoft Office Suite (Excel, Word, PowerPoint).
- Strong attention to detail and organizational skills, with the ability to manage multiple tasks and deadlines.
- Knowledge of local regulations and compliance requirements related to lending in the UAE.
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What We Offer:
- Competitive salary and performance-based bonuses.
- Comprehensive benefits package, including health insurance and retirement plans.
- Opportunities for professional development and career advancement.
- A collaborative and inclusive work environment.
If you meet the qualifications and are excited about the opportunity to contribute to the transportation and logistics sector, we encourage you to apply.
How to Apply:
To apply for this position, please send your resume and a cover letter detailing your relevant experience to apply@emiratesrecruiter.com by the closing date of 2024-09-13.
We thank all applicants for their interest; however, only those selected for an interview will be contacted.
Please inculde this job reference [30689-Loan officer] in the email when you send your application.